Many people who suffer harm in car crashes do not know where to start when pursuing payments for their losses. As a result, they hesitate to take legal action in good time, which sometimes makes them lose the right to seek payment. Some victims also mishandle the compensation process or make mistakes that make them fail to get their rightful settlement. This explains why it's vital to contact a car accident lawyer after getting into a collision. This way, you will know the measures to take to hold the wrongdoer accountable. Your attorney will recommend that you take the following essential steps to get your rightful payment.
Contact the Insurance Provider
Some insurance companies need crash victims to report an accident within a particular timeframe. Therefore, your attorney will advise you to contact the insurer immediately after the collision to ensure you don't lose your right to compensation. Besides, the insurance company will immediately authorize payments for your medical bills if you live in a no-fault state. Note that they will do this regardless of who may have been responsible for the crash. Ultimately, this will enable you to get money to foot all the necessary medical services you need without waiting too long.
Hire a Legal Advisor
If you suffered severe injuries in a collision, your insurance coverage might not be enough to cover all your losses. In this case, you may have to file an injury lawsuit to enable you to get financial help to pay all your collision-related expenses. However, navigating this process can be challenging, especially if the insurance provider is unwilling to offer you the payments you need. More so, the insurance firm may use dirty tricks to reduce or deny you your rightful compensation. This includes instructing their legal team to provide legal defense for the wrongdoer, which will give the defendant an upper hand in the case and lower your claim amount.
Insurance agents may also offer you a quick settlement to avoid litigation. However, it is not advisable to accept this offer without consulting an attorney. If you do, you will lose the right to seek additional payments even if your settlement is not enough to foot your crash-related expenses. So, before accepting the payment, you may want your lawyer to calculate the full extent of your damages to determine whether the insurance payment is enough to foot your costs. Then, your attorney will file a court case to ensure you get your rightful compensation.
The steps above will enable you to get your rightful payment after a collision. Note that the most essential step is contacting an auto accident attorney to guide and handle the legal process for you.
Reach out to an auto accident law firm like Cormany Law to learn more.