Being involved in a car accident can be very traumatic. If you're injured in the car accident, dealing with the aftermath can make the situation even worse. Most people don't have a lot of experience dealing with the insurance claims after a car accident that resulted in injury when the other driver is at fault. Continue reading to learn more about what to expect and how to proceed after your injured in a car accident that you did not cause:
The Insurance Company is Not on Your Side
After being injured in a car accident that was caused by another driver, you will most likely deal with his or her insurance company, not the actual driver that caused the accident. It is very important to remember that the other driver's insurance company is not on your side and does not have your best interest in mind. Do not put your trust in the insurance company-- it is actually in your best interest to avoid speaking to the insurance company directly since your words can be misinterpreted and used against you in an attempt to offer a lower settlement amount.
Understand the Damages that You're Entitled To
Many people who are involved in car accidents that caused injuries are not aware of what they are entitled to. In most cases, a driver who is not at fault for the accident is entitled to compensation for automobile damage, damage to items inside the vehicle, such as car seats, or electronics that were inside during the accident, medical bills, lost wages, as well as physical and mental pain and suffering. Knowing what you deserve will help ensure that you don't get ripped off by the other driver's insurance company when they try to offer you a paltry sum to waive your rights to sue in the future.
Always Hire a Lawyer
Any time you're involved in a car accident that wasn't your fault, especially when injuries are involved, you should always hire a lawyer to represent you. In most cases, auto accident lawyers don't require any type of retainer or upfront payment. Their fees are actually paid for out of the settlement that you receive. Having a lawyer working on your behalf will almost always result in a better settlement, so it is in your best interest to hire a lawyer to deal with the insurance company so you can calmly recover from your injuries after the car accident.